Starting a small business can be very professionally and personally rewarding. However, operating a company of any size involves risk. Natural disasters, accidents, professional errors, and employee injuries are just some of the events that can occur at any time and threaten your livelihood and that of your employees. Small business insurance helps protect your company from financial loss when problems arise.
One of the most crucial types of insurance your company can have is business interruption insurance. It pays for certain business expenses (like continued normal operating expenses, including payroll) when a covered loss occurs.
One of the many challenges owners face in running a successful company is the chance that somebody will enter their property illegally and steal from them. Unfortunately, in business, burglary is an ever-present risk.
If you own or operate a business, you want your days to go as smoothly and predictably as possible. Unfortunately, the weather doesn’t always cooperate. That’s why insurance for storm damage is essential. It can help you get past severe weather events with minimal expenses and business disruption.
Companies must have adequate business insurance to protect them financially when unexpected incidents occur. A crucial component of an effective business insurance strategy is what’s called business owners insurance—also referred to as a business owners policy or BOP insurance. Having a BOP in place can help shield your company from the costs associated with many types of business risks. Here, we’ll walk you through this essential form of coverage and tell you exactly why it’s important for you to have business owners policy insurance as a part of your overall insurance strategy.
Employees rely on the benefits you provide them—health insurance, for example. They need to know that the coverage will be there for them when they need it.
Company owners face many challenges in running a successful business. One of them is creating and maintaining an environment where each employee believes the company and their fellow employees are treating them fairly.
Wherever you are in the U.S. there’s a risk of inclement weather negatively impacting your business. From tornadoes and hurricanes to blizzards and severe thunderstorms, the potential for property damage and business interruption is ever-present and something you have to be aware of.
A business owners policy (BOP), which is also called property and liability insurance, is a policy that combines property insurance and liability insurance. It’s a streamlined approach to small business insurance that makes it easy for owners to protect their companies and property.
A business owners policy or BOP (also called property & liability insurance) conveniently combines general liability insurance and commercial property insurance.
We want you to make well-informed decisions about your insurance needs. Learn from answers to the questions most frequently asked by business owners.
